Kashable is a socially responsible financial wellness solution for employees. Founded in 2013 and headquartered in New York City, we offer financial wellness benefits to employees through their employers. We use innovative technology to improve the financial well-being of working America with a commitment to both reliability and affordability.
The Kashable branded Loan Program is available throughout the U.S. and Puerto Rico. You can check out our licenses here: https://kashable.com/compliance.html.
To see if you qualify for a loan, you can simply "Check Your Rate”, which will not affect your credit score with the major credit bureaus. If you decide to continue with your application and obtain a loan, it may have an impact on your credit score.
Our loan applications can be completed within minutes. Some applications may take longer if we need to verify additional information.
Once approved, your funds will be delivered to you in as little as one business day (funding timeframe may depend upon your bank's policies).
Yes, you must have a checking account in your name that has been opened for at least 90 days in good standing. Kashable does not fund loans into a savings account or prepaid card.
Yes, Kashable reports to the major credit bureaus (Equifax, Experian and TransUnion) and Clarity Services, Inc.
Yes, we offer refinancing! Consumers will only be eligible for a refinance if the consumer (1) has either (a) paid at least 50% of the current principal loan balance and is halfway through the term of the loan or (b) is at least 6 months through the loan term, whichever occurs first, (2) is less than 30 days late and (3) qualify for an amount greater than what is outstanding at the time of refinancing.
There is no prepayment penalty if you pay your loan early.
To refer a co-worker to Kashable, you must have a loan in good standing or a previous loan with Kashable that was in good standing and is now closed and paid in full. We consider an account to be in good standing if all payments were received in a timely manner. You can read more on our referral program here: https://kashable.com/referral-program.html. Please note terms and exclusions apply.
We're here to help! Contact Kashable support via email at support@kashable.com, or by phone at (646)-663-4353 from 9:00AM — 6:00PM EST Monday through Friday and Saturday and Sunday from 10:00AM — 5:00PM EST.
