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Official Referral Program Rules

To refer a co-worker to Kashable, you must have a Kashable account with a loan in good standing, or you had a loan with Kashable that was in good standing and is now closed and paid in full. We consider an account to be in good standing if all payments were received in a timely manner. You can refer Kashable to a co-worker or federal government employee who is at least 18 years old.

How to Qualify for the Referral Reward

  • Your account with Kashable is current, or your closed loan was in good standing;
  • The co-worker you refer must use the referral link you sent them within 180 days;
  • The co-worker you refer did not previously have a loan with Kashable;
  • The co-worker you refer applies and obtains a loan from Kashable;
  • The co-worker you refer makes his or her first loan payment on time; and
  • Your loan with us must not be delinquent when we send you your gift card

Referral Reward

Gift cards will be sent electronically to the email registered with your Kashable account. You will receive the gift card within 60 days after the first payment is made by the co-worker you referred. If your loan is delinquent when you are eligible to receive your gift card, the amount of the gift card will be applied to your loan balance. You can only receive one referral gift card per new customer you refer. You will not receive multiple referral gift cards, even if the co-worker you referred takes out more than one loan. Due to the confidential nature of the loan application process, we cannot disclose information on who has applied, nor will you be notified whether we approve or decline any application from the co-workers you refer.

Privacy Policy

If you elect to participate in the Referral program, your participation will serve as a one-time limited waiver of privacy rights by you and the co-worker you referred, whereby each party may become aware of the account relationship with Kashable. The information of the co-worker who was referred to Kashable will be collected for the purposes of administering the Referral Program and for other marketing purposes in accordance with Kashable’s Privacy Policy.

Kashable reserves the right to withhold payment of a gift card if it has reason to believe you or the co- worker you refer is abusing the Program

Right to Cancel Program or Change Terms

Kashable reserves the right to modify or discontinue the Referral Program or change the Terms at any time without notice and in its sole discretion. Further, Kashable reserves the right to disqualify anyone from participating in the Referral Program at any time. Additional Terms and Conditions may apply.

No Spam

You may not use any robotic, programmed, script, macro, other automated means or source to distribute the referral link. Bulk email distribution and any use of automated devices or third party services is strictly prohibited. If you employ any of these methods, Kashable reserves the right to disqualify you from the Referral Program in its sole discretion.

Independent Contractor

You understand that participation in the program does not constitute employment and you are not entitled to any benefits. Additionally, you understand that you are solely responsible for all federal, state or other tax liabilities, including income taxes, which may arise from each reward you receive. If the cumulative or referral gift card exceeds $599 US dollars in a calendar year, Kashable may require you to complete a Form W-9 prior to gift card disbursement.


Residents of Wisconsin are not eligible to participate in the referral program.

Other restrictions may apply.

Kashable Referral Program FAQ