Low-Cost Loans For Federal Retirees

When the unexpected happens, Kashable can help. Our just-in-time loan offerings are specially crafted to serve federal government retirees to get you access to credit when you need it.

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How Does It Work?

Easy application, quick approval, no hidden fees, no prepayment penalties, and automatic repayments through retirement pay

Loans Free Credit Monitoring
  1. Register & Apply Online to see and select your loan amount
  2. Set Up Allotment to repay your loan and send us confirmation
  3. "Kash" in the Bank We will direct deposit funds to your bank account
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Enroll

It's fast, free and easy! To be eligible to enroll all you need is a Kashable account.

Check Your Credit Score

To ensure that you are staying informed of your score as it evolves.

Receive Real-Time Alerts

Get alerts to track your progress and protect yourself from suspicious activity.

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Low Fixed APRs

Access Kashable on the go!

Anywhere, anytime, in a sleek, easy to use interface

From checking your balance and making payments to utilizing our credit monitoring tool, Kashable's app can allow you to access everything that we have to offer on your phone! Download our app to take Kashable on the go.

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Why People Love Kashable

Federal government employees trust Kashable when they need funds.

Kashable provided me with courteous, professional and prompt service. I would beyond a doubt recommend Kashable to all my friends and colleagues.

Diane F.

I had to have surgery and had not met my deductible. Kashable made it possible for me to cover my deductible and proceed with my surgery without the added stress of worrying about the finances.

Gayla S.

I enjoy saving my funds, but sometimes you need a little more, plus you want to raise your credit score. With Kashable I was able to do just that. Thank you.

Bobby C.

Kashable actually helped me and my family pay our monthly expenses at a time when we truly needed the assistance. The payroll deduction works out great. If in the future I should need financial help, I know where to turn. Thank you.

Shalonda D.

It’s definitely an essential benefit I believe everyone should have.

Jeremy C.

Where Is It Available?

Kashable is available in all states (except West Virginia), plus District of Columbia and Puerto Rico.

Don't Let Financial Worries
Get in the Way of Your Plans!

Apply Now

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Hours of Operation
  • Mon - Fri (9AM-6PM EST)
  • Sat and Sun (10AM-5PM EST)
  • Kashable loan amounts range from $250 to $20,000 with loan terms from 6 to 24 months. The APR for Kashable loans ranges from 6% to 35.99%. To qualify for the lowest rate, applicant must have a responsible financial history.
  • Loan examples: A 12-month $3,500 loan with a finance charge of $265.74 and a 14.89% APR has 26 bi-weekly installments of $140.49 each. An 18-month $4,000 loan with a finance charge of $655.25 and a 21.20% APR has 39 bi-weekly installments of $114.75 each.
  • Personal loans through the Kashable branded Loan Program are not depository products and are issued by the following lending partners: kashable.com/lenders.
  • Kashable Program for federal employees is available in all 50 states, District of Columbia and Puerto Rico except WV.
  • Kashable loans are not currently available to active members of the military and/or their dependents.
  • Your Kashable loan cannot be used for postsecondary educational expenses ­ such as tuition and fees, books, supplies, miscellaneous personal expenses, room and board, at a covered educational institution.
  • By providing your email address and phone number to Kashable LLC, you agree that we may use it to send you marketing messages and communicate with you about debt via email, phone, or text message.
  • Mississippi residents - Our office hours at 7125 Getwell Road, Suite 202, Southaven, MS 38672 are by appointment only. All loan applications are completed online only.
  • New Mexico residents – TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL complaint resolution manager at P.O. Box 4287, New York, NY 10163; (646) 663‑4353; or at support@kashable.com
    This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/
  • Michigan residents: This lender is licensed and regulated by the Michigan Department of Insurance and Financial Services, PO Box 30220, Lansing, MI 48909-7720. To contact the Department by telephone, please call 517-284-8800 or 877-999-6442 (Toll-Free).
  • A borrower will be eligible for a refinance if the loan (1) Has either (a) a term longer than 6 months or (b) a principal loan amount of more than $750, and (2) at least 50% of the current principal loan balance is paid, and (3) is halfway through the term of the loan, and (4) the loan is less than 30 days late.

Kashable LLC | 489 5th Ave.·Floor 18 | New York, NY 10017