Your Privacy Rights

Kashable Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal and State laws also require us to tell you how we collect, share, and protect your personal information. Please read our Privacy Policy carefully to understand what we do.

This Privacy Policy describes your privacy rights regarding the collection, use, storage, sharing and protection of your personal information. You accept this Privacy Policy when you first register with us, or use our services, content, features, technologies or functions offered on our website and all related sites, applications, and services (collectively "Kashable Services"). We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days' prior notice by posting notice of the change on the "Privacy Policy" page of our website.

How do we collect information about you?

We collect information required to verify your identity, to determine if you qualify for our loan products, to process your loan including disbursement of funds to your bank account and processing your payments through your Employer or directly from you. The information we collect includes your personal information, social security number, full bank account information, and personnel information including salary and payroll withholdings and deductions and employment status. We may collect additional information from or about you in other ways, such as through contact you've made with our customer support team, or from third parties such as credit bureaus and identity verification services. In addition, when you visit our website, we collect information sent to us by your computer, mobile phone or other access device. The information sent to us includes data on the pages you access, your computer IP address, device identifiers, the type of operating system you're using, your location, mobile network information, standard web log data and other information. Web log data includes the browser type you're using and traffic to and from our website.

We do not intend for our website to be used by children and do not knowingly collect any personal information from children under the age of 13. If you believe we may have unknowingly collected information about a child under 13 please contact us at support@kashable.com so that we can remove the data from our system.

Online Tracking

We do not currently respond to “Do Not Track” signals or similar signals from your browser. Additionally, we may permit third parties to collect aggregate usage information on our website, and they may also not respond to “Do Not Track” signals.

How do we use Cookies?

When you access our website, we and our third-party partners may place small data files on your computer or other devices. These data files may be cookies, pixel tags, or other local storage provided by your browser or associated applications ("Cookies"). We use Cookies to enhance your experience on our site including recognizing you as a customer, helping to ensure that your account security is not compromised, mitigating risk, preventing fraud, and measuring promotional effectiveness. The Cookies on our site are encoded so that we can interpret the information stored in them.

We and our third-party partners may use both session and persistent Cookies. Session Cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent Cookies remain on your device until you erase them or they expire.

You are free to decline our Cookies if your browser or browser add-on permits, but doing so may interfere with your use of our website and our services. Depending on your mobile device and operating system, you may not be able to delete or block all Cookies. Refer to the help section of your browser, browser extensions, or installed applications for information and instructions on blocking, deleting, or disabling Cookies.

How do we protect and store personal information?

The security of your personal information is our priority. Throughout our website and processes we protect your personal information using bank-level data security: 128 bit-encryption and a Secure Sockets Layer (SSL) protocol that creates an encrypted connection between your browser and our servers. We also maintain physical, electronic and procedural safeguards that meet applicable law. When we use the term "personal information" it means information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been made anonymous so that it does not identify a specific user.

How do we use the personal information we collect?

Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information for the following activities: compare information for accuracy and verify it with third parties; provide customer support, process transactions and send notices to validate your email and other electronic communication about your transactions; resolve disputes, collect fees, and troubleshoot problems; prevent potentially prohibited or illegal activities, and enforce our Terms and Conditions; customize, measure, and improve the content, layout, and operation of our website and programs; deliver targeted marketing materials directly to you; deliver service update notices, and promotional and educational materials; and contact you at any email or telephone number by placing a voice call or through text (SMS) or email messaging.

How do we share personal information with other parties?

We do not sell or rent your personal information to third parties for their marketing purposes and only share your personal information with third parties as described in this policy.

We share some of your personal information with your Employer or company that your Employer uses to process payroll in order to process your loans. We also share some of your personal information with our banking partners to process your loans and repayments.

We may also share your personal information with our customer support team and service providers under contract with us who help with our business operations such as fraud prevention, bill collection, marketing, and technology services. We may share your personal information with Credit bureaus and collection agencies to report account information, as permitted by law. In addition, we may share your personal information with law enforcement, government officials, or other third parties pursuant to a subpoena, court order, or other legal process or requirement when we need to do so to comply with law or regulations, or when we believe, in our sole discretion, that such disclosure of personal information is necessary to prevent financial loss, or to report suspected illegal activity.

How can you contact us about privacy questions?

If you have questions or concerns regarding this policy, you should contact us by sending an email to support@kashable.com

Notice of changes

From time to time, we may change this Online Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

Effective Date

This policy was last modified

Kashable Privacy Notice

Facts WHAT DOES KASHABLE LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and bank account information
  • Account balances and income
  • Payment history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Kashable LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Kashable LLC share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No N/A
For our affiliates to market to you No N/A
For nonaffiliates to market to you No N/A
Questions? Call +1 (646) 663-4353 or send us an email at support@kashable.com
Who we are
Who is providing this notice? Kashable LLC is providing this privacy notice.
What we do
How does Kashable LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kashable LLC collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan
  • Give us your income information
  • Tell us where yo send the money
  • Provide account information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? You have the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
Laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Kashable LLC does not have any affiliates at this time.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include other lenders and direct marketing companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners can include institutions such as other lenders or marketers.
Other Important Information
For California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.
For Vermont and North Dakota residents: We will not share information about your creditworthiness to our affiliates and will not disclose your personal information, financial information or credit report to nonaffiliated third parties to market to you, other than as permitted by Vermont and North Dakota law as applicable, unless you authorize us to make those decisions.

Notice of changes

From time to time, we may change this Online Privacy Notice. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

Effective Date

This policy was last modified